tldr

iPhone 6 (4.7"): Hardware: Too little, too late. Software: Meh. Available September 19 (in the US and a few other countries). iPhone 6 Plus (5.5"): Hardware: Too little, too late. Software: Meh. Available September 19 (in the US and a few other countries). iOS 8: Still a massive meh. Apple Pay: A small meh. Only available on the new iPhone models. No real benefit over Google Wallet and the likes. Will probably help grow the contactless payment ecosystem, so a good thing for all of us....